Auto Credit Solutions | Get Approved Today at Schicker Ford of St. Louis

Bad Credit? No Problem – Get Approved Today!

Step 1: Apply Online

Complete our secure credit application from your phone or computer — no need to visit the dealership.

Step 2: Get Pre-Qualified Fast

Our credit team reviews your info and finds financing options that fit you — including for bad credit, no credit, or first-time buyers. We’ll tell you what you qualify for before you ever step on the lot.

Step 3: Pick Your Vehicle

Shop online or visit when you're ready. We’ll have vehicles that match your approval and budget — just sign and drive.

No Matter Your Credit History, Schicker Can Help!

Repossession?

We work with lenders who understand your situation and offer second-chance financing.

Bankruptcy (Chapter 7 or 13)?

Even with an open or recently discharged bankruptcy, we have options for you.

First-Time Buyer?

No credit history? No problem. We'll help you start building credit the right way.

Divorce or Shared Debt?

We understand the challenges of starting over — and we make the financing process simple.

Missed Payments or Low Score?

Our lenders focus on your current income, not just your past.

See What I Qualify For
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Questions? Call us at 314-664-4100

Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.