Check Your Buying Power at Schicker Ford St Louis
Explore Your Financing Flexibility With Schicker Ford of St. Louis - No Credit Impact!
Auto lenders use your credit score to determine loan eligibility, interest rates, loan terms, and monthly payment amounts. The minimum credit score you need to qualify for an auto loan is up to the lender. Lenders set different eligibility requirements depending on their willingness to accept risk. Their minimum credit score requirements may also vary depending on the size of the loan you're seeking and the type of vehicle you plan to finance.
- Payment history is your record of paying your bills on time, and it accounts for the majority of factoring your credit score. Lenders will report your payments to the three major credit bureaus, which provide the data to calculate your credit scores.
- Credit Mix is whether you have both installment loans (with equal payments over a set period) and revolving credit (variable payments and no set end date, like with credit cards). If you have mostly (or only) credit cards, adding a car loan could help your score somewhat.
If you’re worried about approval, prepare by focusing on the positives in your financial history. Remember, people with major blemishes on their credit are routinely approved for car loans. If you worry that your credit score could keep you from buying a car, you underestimate how much we want to sell you one!
Monday | 8:30AM - 8:00PM |
Tuesday | 8:30AM - 6:00PM |
Wednesday | 8:30AM - 8:00PM |
Thursday | 8:30AM - 6:00PM |
Friday | 8:30AM - 8:00PM |
Saturday | 9:00AM - 5:00PM |
Sunday | Closed |
Take Control of Your Journey to a New Ford Vehicle
We recognize that each customer's financial situation is unique, and our commitment is to empower you with the information you need. By using this tool, you can explore your financing options, understand your eligibility, and discover the possibilities of driving home in your dream Ford without the usual concerns about credit impact. At Schicker Ford, we strive to provide a seamless and customer-friendly experience, putting you in the driver's seat from the very beginning. Explore your buying power today and embark on the path to owning the Ford you've always wanted.
Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.