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What is subprime financing? 

Subprime financing makes loans available to buyers that may not qualify for a conventional loan, as a result of factors like having poor credit. Schicker Ford of St. Louis offers subprime lending as part of its financing program and is here to support you as you rebuild your credit. 

How do I know if subprime financing is for me? 

Schicker Ford is committed to working with people looking to purchase a vehicle that might be experiencing financial hardships including the following:

  • No credit or bad credit
  • Repossessions (including voluntary)
  • Chapter 7 or 13 bankruptcy
  • Foreclosure
  • Low income
  • Fixed income only (social security, disability, child support, pension, etc.)

Can I trade in my used car? Or sell it? 

Yes! If you owe too much on a trade-in, we accept a wide variety of trades. If you’re in need of cash fast, we have a high demand for pre-owned vehicles and we want to buy yours for top cash value. 

Do I have to come to the dealership to sell my car? 

If you’d rather not come into the dealership with your vehicle, our buyers will come right to you, complete an appraisal and offer you the value of your car on the spot. We can also provide an offer over the phone and then come directly to your home to pick up the vehicle. 


Get started today by filling out the financing application here. To learn more about your financing options, stop into the Schicker Ford of St. Louis dealership today or give us a call at (314) 664-4100.
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